In May of 2023, the state of Minnesota established a new, forgivable, First-Generation Homebuyers Community Down Payment Assistance Fund. This Fund provides up to ten percent of the home’s purchase price (capped at $32,000) in down payment assistance to eligible homebuyers across the state. The funds are a zero-interest loan that is forgiven over five years, so long as the buyer lives in the home as their primary residence. Buyers can purchase a 1–2-unit home located in Minnesota. This includes standalone homes, townhomes, condominiums, co-ops, or manufactured homes titled as real property. Shared equity, community land trusts and other resale restricted purchases are also permitted.
There is also Minnesota Housing First-Generation Homebuyer Loan Program (up to $35,000.00)... And more!
Tim Erickson, LeaderOne Financial
NMLS: 322510
Loan Types: conventional, FHA, USDA, VA, 203k/renovation, jumbo, reverse mortgage plus resources for other loans including construction, HELOC, bridge, commercial, specialty situations
Tim has been in the mortgage industry since 2005. Tim has a degree in Business Administration from North Dakota State University where he was a member of the NDSU football team and baseball team. He continues to stay active with various sports and spending time with his family. Tim lives in Minneapolis with his wife Alisha, daughters Brooklyn, Sydney, and son Dylan.
"My commitment is to help you make informed choices about your financing option when buying a home. You can help me do that by completing this brief questionnaire prior to our application appointment. There are many different ways to finance a home, but to find the best option for you we must take into consideration your long and short term financial and investment goals as well as payment and equity objectives. During our consultation, I will work with you to outline your goals, analyze your current purchasing power and then recommend several different strategies that will enable you to achieve your goals." Watch helpful videos: https://timericksonmortgage.com
Chad Brune - American Portfolio Mortgage Corporation
NMLS# 266298 / MN-MLO-266298, WI 20165 Loan Types:
"We're here for you, ready to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs. With American Portfolio Mortgage Corporation you're in good hands and can have the peace of mind knowing we offer a wide variety of loan programs and most current rates available, together with the assistance of a seasoned customer support team."
Ryan Walton - US Bank Home Mortgage
NMLS# 774840
Loan Types: Purchase, Rate and Term Refinance, and Cash-out Refinance Programs; Doctors, Jumbo, Portfolio & Investor Products; FHA / VA / USDA
"As a mortgage loan officer right here in the Twin Cities, I work with you to help you find the right mortgage for your unique situation.
Dan Bundt - Guaranteed Rate
NMLS ID: 1488865
Loan Types: conventional, FHA, USDA, VA, specialty situations
"I began working in the mortgage industry in 2000, while completing my degree in Organization Psychology at Argosy University in Eagan, MN. I continued to work as a Loan Officer through 2007 when an opportunity arose to become a Sales Director for a large Third-Party Administer, specializing in healthcare financing. I couldn’t stay away for long though…In 2016 I came back to my true passion, mortgages! Immediately after re-entering the industry, I was awarded with the Top Performers award in both 2017 and 2018.
GINNY YOUNG, Veterans United Home Loans
NMLS ID #187898
Veterans United Home loans – ranked “Among the Best” by JD Power and Associates for customer service.
Loan Types: Specializing in VA homes
"I am married with 4 boys. No girls in the mix! I work with all borrowers, but we specialize in working with veterans to utilize their VA benefits. I love what I do for a living. I feel it’s more of a calling than a job. In addition to helping financing your home, we also work to help folks increase credit scores to buy in the near future. We have helped thousands of veterans fulfill their home buying dreams. We are the largest VA lender in the US. This allows us many resources to process VA home loans in less time than other lenders.
To qualify and determine best financing options, please click this link…VeteransUnited.com. Please feel free to call my cell phone with any questions… 913-526-5939. If you go on-line to complete an application, please shoot me a text. I’ll process the information and get your pre-approval the same day.
Please let me know if I can help. I look forward to hearing from you. Ginny"
Cell: (248) 770-5938 | Fax: (855) 455-2495 | NMLS# 1066387
Jason Howes - Quicken Loans
Loan Types: conventional, FHA, refinance
Mark Merry - AMEC
NMLS 452552 | MN-MLO-452552,
Loan Types: conventional, FHA, USDA, VA, specialty situations
"As a Senior Mortgage Officer and Branch Manager, I am a licensed mortgage professional who is highly trained and educated in the field of home mortgage loans. My role in the mortgage process is to custom tailor a mortgage to suite your needs and to assist you with the many aspects pertaining to obtaining a home loan. I present and explain the various loan options available to you and help you understand them so you can make an informed decision. I will never push one rate, program, or fee structure. The choice will always be yours. I hold myself to the highest level of ethics, regulations, and service. My goal is to eliminate the stress and anxiety of the financing process and make your future transaction an enjoyable experience. "
