Everything you need to know about real estate in the Hugo, MN area! Schools, maps, home searches, home values and more!
Keller Mortgage Benefits are Exclusive to Keller Williams Transactions
Attention home buyers AND sellers! Working with me, Sarah Marrinan, could save you thousands with the ZeroPlus Loan. For buyers, Keller Mortgage eliminates traditional costs and passes the savings directly to you, the buyer, at the same low rate! For sellers, when a buyer uses the ZeroPlus Loan through Keller Mortgage, their mortgage expenses are lower giving you more leverage to hold firm on your price when seller concessions are requested.
Zero Origination Fee
Zero Lender Fees
Plus $1,000 at Closing *Towards 3rd Party Costs
Plus A Low Rate *$1,000 closing credit on loans $150k +
Difference between Pre-qualification and Pre-approval
Pre-qualification
Pre-qualifications are usually just a conversation between you and a loan officer. These conversations ask basic questions and guess what kind of buyer you are, and what you can qualify for in a home.
These often lead to:
- You searching for your dream home in an inaccurate price range.
- Poor pre-qualification letters can decrease your chance of having a strong contract written on your dream home.
- These pre-qualifications can also lead to late or even cancelled closings.
Pre-approval
Keller Mortgage offers you a contract winning preapproval.
These pre-approvals include:
- Verified documentation of the borrower
- The ability to confidently shop with your KW agent in the correct price range.
- Secure a STRONG preapproval letter so that you can confidently put in an offer on your PERFECT home.
- Stress free process to closing.
What kinds of loans does Keller Mortgage offer?
- Primary, Vacation, and Investment homes (Residential 1-4 Units)
- Purchase and Refinance (cash-out too)
- Conventional –min. 3% down payment (all can be gift for qualified applicants)
- Fannie Mae – DU
- Freddie Mac – LP
- FHA – min. 3.5% down payment
- VA – $0 down payment
- USDA – $0 down payment
- JUMBO – up to $3 million
Questions about Keller Mortgage payments?
Any questions should be sent to firstpayment@kellermortgage.com.
*Keller Mortgage does not accept online payments
Have a different question about Keller Mortgage? Click here
Learn more about the Keller William home search app!
Certain officers, directors, and owners of Keller Williams Realty, Inc. have ownership interest in Keller Mortgage. Keller Mortgage, LLC is an affiliate of Keller Williams Realty, Inc. This is not a commitment to lend. Buyers are advised to obtain a Loan Estimate. Rates are subject to change and are dependent on credit and underwriting criteria. No Lender fee loan is limited to loans when a Keller Williams agent is a party to the transaction. Lender credit is limited to loan amounts $150,000 and above when a Keller Williams agent is part of the transaction. Borrower is responsible for any rate buydown. VA Lender ID5601100000; FHA Direct-Endorsed Lender No. 241940009; Keller Mortgage is a licensed trade name of Keller Mortgage, LLC, 4725 Lakehurst Ct., Suite 400, Dublin, OH 43016. www.kellermortgage.com; Equal Housing Lender.
